{"id":18393,"date":"2024-03-25T15:58:47","date_gmt":"2024-03-25T15:58:47","guid":{"rendered":"https:\/\/knowledgehub.cymru\/?page_id=18393"},"modified":"2025-07-09T14:31:16","modified_gmt":"2025-07-09T13:31:16","slug":"sefydlu-rheolaethau-ariannol","status":"publish","type":"page","link":"https:\/\/knowledgehub.cymru\/cy\/help-ac-arweiniad\/rheoli-arian-a-chyllidebau\/sefydlu-rheolaethau-ariannol\/","title":{"rendered":"Sefydlu rheolaethau ariannol"},"content":{"rendered":"<div class=\"wp-bootstrap-blocks-container container mb-2\">\n\t\n<div class=\"site-breadcrumbs\"><span><span><a href=\"https:\/\/knowledgehub.cymru\/cy\/\">Cartref<\/a><\/span><\/span><\/div>\n\n\n\n\n<div class=\"wp-bootstrap-blocks-row row\">\n\t\n\n<div class=\"col-12 col-md-9\">\n\t\t\t\n\n<p>Rheolaethau ariannol yw set o reolau sy\u2019n llunio prosesau a gweithdrefnau clir ar gyfer rheoli cyllid y mudiad, ac sy\u2019n ymwneud \u00e2 sut y mae arian yn dod i mewn ac yn mynd allan o\u2019r mudiad. Bydd pob mudiad yn gweithio mewn ffyrdd gwahanol, ond mae\u2019n bwysig eich bod chi\u2019n creu set o reolaethau ariannol sy\u2019n mynd i\u2019r afael \u00e2\u2019r prif risgiau ariannol, e.e. twyll, gwario y tu allan i\u2019r gyllideb ac ati.<\/p>\n\n\n\n<p>Dylai\u2019r rheolaethau sydd gennych chi ar waith fod yn briodol ac yn gymesur \u00e2\u2019r risg rydych chi\u2019n ceisio rhoi sylw iddi, a rhaid i bawb eu dilyn pan fyddant yn ymdrin ag arian y mudiad.<\/p>\n\n\n\n<p>Dylech hefyd adolygu eich rheolaethau\u2019n gyson er mwyn gwirio eu bod yn gweithio.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Segregation-of-duties\"><strong>Gwahanu dyletswyddau<\/strong><\/h2>\n\n\n\n<p>Un egwyddor allweddol y dylid ei chymhwyso wrth lunio rheolaethau ariannol yw na ddylai un person fod yn gyfrifol am broses ariannol o\u2019r dechrau i\u2019r diwedd &#8211; gelwir y syniad hwn yn gwahanu dyletswyddau. Drwy greu rheolaethau ariannol sy\u2019n gofyn i fwy nag un unigolyn fod yn gysylltiedig \u00e2 nhw, gallwch chi leihau\u2019r risg o gamgymeriadau neu hepgoriadau, gwariant amhriodol neu golled a thwyll. Un enghraifft o hyn fyddai dau unigolyn yn awdurdodi gorchmynion, cymeradwyo taliadau ac yn trafod a chofnodi taliadau arian parod.<\/p>\n\n\n\n<p>Yn aml, bydd mudiadau bach yn credu ei bod hi\u2019n anodd gwahanu dyletswyddau, ond mae\u2019n bwysig iawn bod gennych chi o leiaf dau unigolyn yn gysylltiedig \u00e2 phroses, a fydd felly yn atal unrhyw un person rhag gweithredu ar ei ben ei hun. Mae\u2019r egwyddor hon yn diogelu\u2019r mudiad yn ogystal \u00e2\u2019r bobl gysylltiedig, fel nad yw\u2019r un unigolyn yn ysgwyddo\u2019r cyfrifoldeb ar ei ben ei hun.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"Levels-of-authority\"><strong>Lefelau awdurdod<\/strong><\/h2>\n\n\n\n<p>Mae\u2019n bwysig eich bod yn gwybod yn gwmws pwy sydd \u00e2\u2019r awdurdod i wario arian y mudiad, a\u2019r lefel (faint) maen nhw\u2019n gallu ymrwymo iddo. Wrth ddirprwyo cyfrifoldeb i aelod staff neu wirfoddolwr, mae angen iddyn nhw gael canllawiau clir ar yr hyn y mae ganddyn nhw ganiat\u00e2d i\u2019w wneud. Mae hefyd angen i chi wybod pa lefel o gyfrifoldeb sydd gan y Trysorydd a beth yw ei r\u00f4l o ran diweddaru gweddill y Bwrdd yn rheolaidd ar gyllid y mudiad.<\/p>\n\n\n\n<p>Wrth roi awdurdod i bobl ymrwymo\u2019r mudiad i wario arian, dylech gofio\u2019r egwyddor gwahanu dyletswyddau a chreu proses sy\u2019n cynnwys mwy nag un unigolyn.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"What-to-include-in-your-financial-controls?\"><strong>Beth i\u2019w gynnwys yn eich rheolaethau ariannol?<\/strong><\/h2>\n\n\n\n<p>Dyma rai enghreifftiau o\u2019r pethau y dylai eich rheolaethau ariannol roi sylw iddynt:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>Sut byddwch chi\u2019n ymdrin ag arian m\u00e2n a swm y ffl\u00f4t<\/li>\n\n\n\n<li>Yr uchafswm y gellir ei dalu allan mewn arian parod<\/li>\n\n\n\n<li>A oes eitemau bach penodol y gall aelodau\u2019r pwyllgor eu prynu heb orfod cael cyfarfod cymeradwyo, ac os felly, yr uchafswm o arian y gellir ei wario yn y modd hwn<\/li>\n\n\n\n<li>Y flwyddyn ariannol (er enghraifft, os bydd eich cyfrifon yn rhedeg o 1 Ebrill i 31 Mawrth, o 1 Ionawr i 31 Rhagfyr, neu ar gylchred wahanol)<\/li>\n\n\n\n<li>Y cyfrifon banc y bydd y mudiad yn eu cynnal<\/li>\n\n\n\n<li>Gweithdrefnau ar gyfer bancio derbynebau arian parod<\/li>\n\n\n\n<li>Y broses ar gyfer awdurdodi y gall anfoneb gael ei thalu<\/li>\n\n\n\n<li> Rheolau ynghylch defnyddio cyfleusterau bancio ar-lein<\/li>\n<\/ul>\n\n\n\n<p>Lle\u2019n bosibl, dylai eich rheolau ariannol leihau\u2019r swm o arian ffisegol rydych chi\u2019n ei drafod, gan fod trafod arian parod yn ffynhonnell risg fawr.<\/p>\n\n\n\n\n\n\n\n\t<\/div>\n\n\n\n<div class=\"col-12 col-md-3\">\n\t\t\t\n\n\t<\/div>\n\n<\/div>\n\n<\/div>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":2205,"featured_media":0,"parent":17210,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"ep_exclude_from_search":false,"footnotes":""},"class_list":["post-18393","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.8 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Sefydlu rheolaethau ariannol|Hwb Gwybodaeth<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/knowledgehub.cymru\/cy\/help-ac-arweiniad\/rheoli-arian-a-chyllidebau\/sefydlu-rheolaethau-ariannol\/\" \/>\n<meta property=\"og:locale\" content=\"cy_GB\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" 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